Job Title: Asst. Manager - Credit Department: Credit

Reporting To: Chief Manager Credit

An International bank is looking for an experienced Credit professional.

Area of Responsibility

• Appraisal of credit proposals from origination for credit approval
• To assess credit grade/internal risk rating based on the bank’s systems
• To carry out review/renewals of the existing loan accounts
• Provision of transaction support including making input in to loan documentation and ensuring that loan documentation complies with credit approvals.
• Credit Monitoring of the borrower accounts to maintain the healthy asset portfolio and to identify exceptions for timely escalation and resolution of issues.
• Administration of all operational aspects of trade finance and Loan products.
• End to end oversight and management of loan accounts
• Liaising regularly with borrowers, surveyors, solicitors, other service providers to ensure compliances of various loan covenants
• Contribute to the continuous improvement of processes, systems.
• Preparation and timely submission of monthly reports and statistics for the MIS

Skills & Knowledge

• Relevant experience, ideally within a bank/financial institution
• Excellent analytical and numerical skills to assimilate complex information rapidly
• Good accounting/finance education and skills as well as knowledge of loans and credit products
• Superior reading comprehension, written and verbal communication skills
• Previous experience of using Finacle (desirable) or other core banking solutions software
• Ability to work under pressure and to deadlines
• Ability to manage multiple priorities
• Possess advanced Microsoft Office skills – particularly Word and Excel
• Ability to work effectively within team environment and display adaptability to changing work environment

Please send your CV to hr@unionbankofindiauk.co.uk