Savings Account Image
Exchange Rate
GBP/INR 103.60 less than £250 104.95 £250 to £1999 105.05 £2000 to £4999 105.10 £5000 to £9999
USD/INR 82.86 Up to $2000
21-06-2024Exchange Rate
GBP/INR 103.60 less than £250
104.95 £250 to £1999 105.05 £2000 to £4999 105.10 £5000 to £9999
USD/INR 82.86 Up to $2000
We are making changes to our schedule of service charges and tariffs for Business and Individual accounts effective 01 April 2024. The new tariff will contain updates to account maintenance fees, transaction charges for deposits, withdrawals, and transfers, as well as changes to fees for other services. Please click on this link for more details : Union Bank of India (UK) LTD > Service Charges
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About Us

Union Bank of India (UK) Ltd is a wholly owned subsidiary of Union Bank of India, one of the largest & leading Public Sector Bank in India.

Union Bank of India (UK) Ltd is registered in England and Wales in the year 2011 under registered company number 07653660, with its registered office at 12 Arthur Street, London EC4R 9AB. Union Bank of India (UK) Ltd has been authorised by the Prudential Regulation Authority (PRA) and regulated by the Prudential Regulation Authority and the Financial Conduct Authority (FCA). The Bank is registered in FCA register in the year 2013 with financial services register number 601551. Your deposits with Union Bank of India (UK) Ltd are protected up to £85,000 per eligible person for single accounts and up to £170,000 for joint accounts by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. For further information please visit Bank & savings protection checker | Check your money is protected | FSCS.

The Parent Bank (Union Bank of India) was established in the year 1919 and has its registered headquarters at Mumbai, India. The Government of India (GOI) holds more than 80 (%) percent share in the Parent Bank. Initiating major reforms in Public Sector Banks (PSBs) in India, a mega amalgamation exercise was taken up in financial year 2019-20. As a result of which, post amalgamation of Parent Bank, it became 5th largest PSB in India with more than 9500 Branches, 13300 plus ATMs, an employee strength of over 75000 and customer base of over 120 million.

Parent Bank has its presence in the world's major financial centres of Hongkong, Dubai, and Sydney, as well as representative office at Abu Dhabi, banking joint venture in Malaysia and a wholly owned subsidiary in London, UK. The Parent Bank is building value in international markets by meeting the banking requirement of corporate, cross-border lending and trade finance.


Vision of the Bank


To become the bank of first choice in our chosen area by achieving sustainable growth with a strong and robust corporate governance and control environment.


Mission of the Bank


  • To be the most trusted brand, admired by all stakeholders.
  • To be a customer centric organization known for its quality customer service.
  • To be a continuously evolving organization leveraging on technology and an experienced workforce.


Values of the bank


  • Trust - to gain the trust of all stakeholders, customers and staff.
  • Teamwork - to co-operate and collaborate effectively to reach the desired outcome for our customers and stakeholders.
  • Transparency - to be open, honest and clear in communicating with our stakeholders and customers.
  • Timeliness - aim to value each others time.
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Ms A Manimekhalai


Ms. A Manimekhalai is appointed as Chairperson on 28th June 2022. Ms. A. Manimekhalai is currently the Managing Director & CEO of Union Bank of India. A seasoned banker with experience of more than 3 decades, Ms. A. Manimekhalai started her career in erstwhile Vijaya Bank as an Officer in 1988 and rose successively as Branch Head, Regional Head, and functional head of various Departments at Corporate Office. She was instrumental in devising & implementation of strategic policies covering core areas like strategic planning, setting organizational goals, growth strategies, action plans, compliance, internal control, etc.
Before joining as MD & CEO at Union Bank of India, Ms. A Manimekhalai was Executive Director at Canara Bank, wherein she oversaw strategic planning, credit & related matters, inspection, marketing and financial inclusion, State Level Lead Bank responsibilities and the functioning of Regional Rural Banks. She played a pivotal role in effecting successful amalgamation of Canara Bank and Syndicate Bank. She has extensive experience as Director on the Board of five other companies namely Canbank Factors Ltd, Canbank Computer Services Ltd, Canara HSBC Oriental Bank of Commerce Life Insurance Co. Ltd., General Insurance Corporation of India, India Infrastructure Finance Company Ltd. and Trustee, Canara Robeco Asset Management Co.
Ms. Manimekhalai holds Master of Business Administration (Marketing) from Bangalore University, and a Diploma in Human Resource Management from Narsee Monjee Institute of Management Studies (NMIMS), Mumbai. A beneficiary of various executive development programs at leading institutes of country, she is also a Certified Associate of Indian Institute of Bankers (CAIIB).


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Mr. Pankaj Dwivedi

Non - Executive Director

Mr. Pankaj Dwivedi assumed office as the Executive Director of Union Bank of India on March 27, 2024. Prior to joining Union Bank of India, he was General Manager in Punjab & Sind Bank. He has more than 31 years of rich Banking experience.

He has completed Masters in Business Administration from Symbiosis Institute of Manage-ment Studies, Pune and is a Certified Associate from Indian Institute of Bankers (CAIIB). He has completed the Executive Certificate Programme in Applied Financial Risk Management from IIM, Raipur and has also completed the Leadership Development Programme of IIM Bangalore, curated by the Banks Board Bureau in consultation with IBA and Egon Zehnder International Pvt. Ltd.

During his tenure in Punjab & Sind Bank, he has gained wide experience in various aspects of banking and has rich experience of working in Branches, Zonal Office and various depart-ments at Head Office. He has handled a variety of functions at Head Office such as Priority Sector, Retail Lending, Law & Recovery, Treasury, Corporate Credit, Board Secretariat, Planning & Development, Foreign Exchange, Co-Lending Cell, etc.


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Mr Arbind Choudhary

Managing Director & Chief Executive Officer

Mr Arbind Choudhary, Managing Director & Chief Executive Officer at Union Bank of India (UK) Ltd is having rich experience in various facets of banking. In more than one and a half decade of industry know-how, his range of experiences span from application of operational aspects of conventions at grassroot, to administering and formulating policy blueprints at the executive stratum.
He has grown through assuming responsibilities across the spectrum in business development and leadership. From handling key strategic assignments, industry-proficiency and competence. His industrial journey includes a range of responsibilities in Bank's business development, starting from being a Credit Officer to Branch Head for Business Banking, Corporate Branch Branches in India and heading as Chief Executive of Bank’s Overseas Operation in Belgium. Mr. Choudhary has also handled responsibilities in administrative roles as Regional Head, Vertical Head at Central Office in MIS Department, Led Stressed Asset Resolution Team with the Parent Bank. He has been part of many leadership programme in the area of design thinking, Cyber security and Credit Risk Framework for banks.
A Master’s in Business Management having specialisation in Finance & Marketing, and a Certified Associate of Indian Institute of Bankers (CAIIB), Mr. Choudhary has also completed 'Role of Director' from Institute of Directors in UK.


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Dr Anand Kumar

Non - Executive Director (NED)

Dr Anand Kumar, Non-Executive Director of Union Bank of India (UK) Ltd. since July 2020. Previously Dr Kumar is associated with the Bank as ED & Deputy CEO since July 2013. He is a senior banker with over three decades of banking experience in India, Singapore and UK environments. Prior to joining Union bank of India (UK) Ltd he had served Bank of Baroda UK as their Retail Banking and Strategic Initiatives Head and earlier as the Retail banking head at ICICI Bank (UK) Plc. He is credited with rolling out retail banking products such as e-banking, debit cards and online bonds in both the banks. Dr Kumar is a keen learner always updating himself of the developments. Earlier he had served ICICI bank in India as Regional Head, Chandigarh and Zonal head, Kolkata. He has also served as Head-ICICI Lombard General Insurance (Services) Company Limited in London, UK.

Dr Kumar is also appointed as one of the directors at Associations of Foreign Bankers (AFB) of London, UK and has been a Board Member (Non-Executive Director) with First Microfinance Bank, Afghanistan & India Infrastructure Company (UK) Ltd.

Dr Kumar is well qualified with an MBA, LLB and PhD, he is a fellow of the Chartered Institute of Security & Investments, UK and an ICA certified Compliance awareness course and has been trained at Manchester Business School, Manchester UK on Managing Financial services and 'Role of a Director' course with the Institute of Directors, UK. He also runs a charitable foundation ‘Kusum Foundation’ engage for imparting vocational students in rural hinterland, Bihar, India.


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Mr. Patrick Quinn

Independent Non - Executive Director (INED)

Mr. Patrick Quinn, Independent Non-Executive Director at Union Bank of India (UK) Ltd, since June 2013 is a widely experienced international banker with over four decades of experience at senior level in investment and commercial banks. He is at the Board of Union Bank of India (UK) Ltd since last 9 years, also he has been in the Board of an another International bank in the UK as a Non-executive director for over 22 years and had served earlier as an executive director on the Board of Yamaichi Bank (UK) Ltd, a Japanese bank. He also has experience of having served in various geographies including Hong Kong and USA. During his career he has had a strong record of business development, credit, administration and operations. Mr Quinn chairs the Risk and Compliance committee of the Board.
Mr Quinn is an Associate member of the Chartered Institute of Bankers and an Associate member of the British Institute of Management.


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Mr. Joseph Jerry Liow Yune Loy

Independent Non - Executive Director (INED)

Jerry brings more than 30 years’ experience working in financial services to his role at Union Bank of India (UK) Limited.

Jerry has gained valuable banking and operational experience with KPMG, The Capital Group and the Swiss private banking arms of two Middle Eastern banks. He has led the development of both small and large companies, from start-up and growth right through to maturing.

In addition, his experience also includes the management of programmes for the UK Government’s Department for International Trade, the Japanese Government’s Ministry of Foreign Affairs, and a listed financial services consultancy firm.

Jerry is a Fellow of the Institute of Chartered Accountants in England and in Wales and, in addition to Union Bank of India (UK) Limited, serves as board member and chair of audit of two financial service companies. He is also the chair of the UK advisory board of auticon, a social enterprise focused on the employment of neurodivergent IT consultants.